OTTAWA BANCSHARES INC operates 3 active bank charters, each examined independently for CRA compliance.
Bank Holding Company
OTTAWA BANCSHARES INC
Legal name: OTTAWA BANCSHARES, INC.
3 active banks · 1 merged/absorbed · $1.1B combined assets
RSSD ID: 1056769 (FFIEC NIC)
Combined Assets
$1.1B
CRA Rating Summary
Satisfactory3charters
Across all 33 exams on record for this holding company's charters, 94% resulted in Outstanding or Satisfactory.
At a Glance
Dominant CRA Rating
Satisfactory
3 of 3 banks · Meets expectations for community lending
Combined Assets
$1.1B
3 active banks
Financial Summary
FDIC Call ReportsAggregated from the most recent call report filings for all active charters.
Total Deposits
$1.0B
Net Income
$6M
ROA (avg)
2.26%
asset-weighted avg
Active Bank Charters3
Each charter is examined independently for CRA compliance.
| Charter | Location | Regulator | Assets | Ownership | Current Rating | Exam Date |
|---|---|---|---|---|---|---|
| FIRST BANK KANSAS | SALINA, KS | FDIC | $614M | 100.0% | Satisfactory | Sep 2024 |
| FIRST KANSAS BANK | HOISINGTON, KS | FDIC | $291M | 100.0% | Satisfactory | Sep 2020 |
| THE LYON COUNTY STATE BANK | EMPORIA, KS | FDIC | $211M | 100.0% | Satisfactory | Nov 2021 |
CRA (Community Reinvestment Act) exams are conducted per charter, not per holding company. Asset figures are from the most recent FDIC call report.