ORCHID FINANCIAL BCORP INC is the bank holding company. AMERICAN EAGLE BANK is the primary bank charter regulated by the FDIC. CRA exams are conducted at the charter level, not the holding company level.

Bank Holding Company

ORCHID FINANCIAL BCORP INC

Legal name: ORCHID FINANCIAL BANCORP, INC.

1 active bank · 1 merged/absorbed · $491M combined assets

RSSD ID: 3116498 (FFIEC NIC)

Combined Assets

$491M

CRA Rating Summary

Satisfactory1charter

Across all 9 exams on record for this holding company's charters, 78% resulted in Outstanding or Satisfactory.

Primary bankAMERICAN EAGLE BANKSOUTH ELGIN, ILSatisfactory$491MView profile →

At a Glance

Dominant CRA Rating

Satisfactory

1 of 1 bank · Meets expectations for community lending

Combined Assets

$491M

1 active bank

Financial Summary

FDIC Call Reports

Aggregated from the most recent call report filings for all active charters.

Total Deposits

$375M

Net Income

$613K

ROA (avg)

0.5%

asset-weighted avg

Active Bank Charters1

Each charter is examined independently for CRA compliance.

Charter	Location	Regulator	Assets	Ownership	Current Rating	Exam Date
AMERICAN EAGLE BANK	SOUTH ELGIN, IL	FDIC	$491M	100.0%	Satisfactory	Nov 2024

CRA (Community Reinvestment Act) exams are conducted per charter, not per holding company. Asset figures are from the most recent FDIC call report.