OLNEY BANCSHARES OF TEXAS INC is the bank holding company. UNION BANK AND TRUST COMPANY is the primary bank charter regulated by the FDIC. CRA exams are conducted at the charter level, not the holding company level.

Bank Holding Company

OLNEY BANCSHARES OF TEXAS INC

Legal name: OLNEY BANCSHARES OF TEXAS, INC.

1 active bank · 2 merged/absorbed · $5.5B combined assets

RSSD ID: 2233950 (FFIEC NIC)

Combined Assets

$5.5B

CRA Rating Summary

Satisfactory1charter

Across all 10 exams on record for this holding company's charters, 100% resulted in Outstanding or Satisfactory.

Primary bankUNION BANK AND TRUST COMPANYOKLAHOMA CITY, OKSatisfactory$5.5BView profile →

At a Glance

Dominant CRA Rating

Satisfactory

1 of 1 bank · Meets expectations for community lending

Combined Assets

$5.5B

1 active bank

Financial Summary

FDIC Call Reports

Aggregated from the most recent call report filings for all active charters.

Total Deposits

$4.8B

Net Income

$43M

ROA (avg)

3.12%

asset-weighted avg

Active Bank Charters1

Each charter is examined independently for CRA compliance.

Charter	Location	Regulator	Assets	Ownership	Current Rating	Exam Date
UNION BANK AND TRUST COMPANY	OKLAHOMA CITY, OK	FDIC	$5.5B	100.0%	Satisfactory	Sep 1999

CRA (Community Reinvestment Act) exams are conducted per charter, not per holding company. Asset figures are from the most recent FDIC call report.