MURPHY-PAYNE INVESTMENTS LTD is the bank holding company. FIRST STATE BANK AND TRUST COMPANY is the primary bank charter regulated by the FDIC. CRA exams are conducted at the charter level, not the holding company level.
Bank Holding Company
MURPHY-PAYNE INVESTMENTS LTD
Legal name: MURPHY-PAYNE INVESTMENTS, LTD.
1 active bank · $552M combined assets
RSSD ID: 2904960 (FFIEC NIC)
Combined Assets
$552M
CRA Rating Summary
Satisfactory1charter
Across all 12 exams on record for this holding company's charters, 100% resulted in Outstanding or Satisfactory.
At a Glance
Dominant CRA Rating
Satisfactory
1 of 1 bank · Meets expectations for community lending
Combined Assets
$552M
1 active bank
Financial Summary
FDIC Call ReportsAggregated from the most recent call report filings for all active charters.
Total Deposits
$495M
Net Income
$1M
ROA (avg)
1.03%
asset-weighted avg
Active Bank Charters1
Each charter is examined independently for CRA compliance.
| Charter | Location | Regulator | Assets | Current Rating | Exam Date |
|---|---|---|---|---|---|
| FIRST STATE BANK AND TRUST COMPANY | CARTHAGE, TX | FDIC | $552M | Satisfactory | Nov 2024 |
CRA (Community Reinvestment Act) exams are conducted per charter, not per holding company. Asset figures are from the most recent FDIC call report.