MOUNTAINONE FINL PARTNERS MHC operates 2 active bank charters, each examined independently for CRA compliance.

Bank Holding Company

MOUNTAINONE FINL PARTNERS MHC

Legal name: MOUNTAINONE FINANCIAL, MHC

2 active banks · 2 merged/absorbed · $1.9B combined assets

RSSD ID: 2634212 (FFIEC NIC)

Combined Assets

$1.9B

CRA Rating Summary

Satisfactory2charters

Across all 33 exams on record for this holding company's charters, 100% resulted in Outstanding or Satisfactory.

Primary bankMOUNTAINONE BANKNORTH ADAMS, MASatisfactory$1.1BView profile →

At a Glance

Dominant CRA Rating

Satisfactory

2 of 2 banks · Meets expectations for community lending

Combined Assets

$1.9B

2 active banks

Financial Summary

FDIC Call Reports

Aggregated from the most recent call report filings for all active charters.

Total Deposits

$1.5B

Net Income

$5M

ROA (avg)

1.1%

asset-weighted avg

Aggregated HMDA data across all active charters for 2024.

Applications

234

Origination Rate

74.36%

Denial Rate

12.39%

Each charter is examined independently for CRA compliance.

Charter	Location	Regulator	Assets	Current Rating	Exam Date
MOUNTAINONE BANK	NORTH ADAMS, MA	FDIC	$1.1B	Satisfactory	Oct 2024
MECHANICS COOPERATIVE BANK	TAUNTON, MA	FDIC	$879M	Satisfactory	Nov 2025

CRA (Community Reinvestment Act) exams are conducted per charter, not per holding company. Asset figures are from the most recent FDIC call report.