MIDDLESEX BCORP MHC is the bank holding company. MIDDLESEX SAVINGS BANK is the primary bank charter regulated by the FDIC. CRA exams are conducted at the charter level, not the holding company level.

Bank Holding Company

MIDDLESEX BCORP MHC

Legal name: MIDDLESEX BANCORP MHC

1 active bank · $6.2B combined assets

RSSD ID: 3932072 (FFIEC NIC)

Combined Assets

$6.2B

CRA Rating Summary

Outstanding1charter

Across all 11 exams on record for this holding company's charters, 100% resulted in Outstanding or Satisfactory.

Primary bankMIDDLESEX SAVINGS BANKNATICK, MAOutstanding$6.2BView profile →

At a Glance

Dominant CRA Rating

Outstanding

1 of 1 bank · Exceeds expectations for community lending

Combined Assets

$6.2B

1 active bank

Financial Summary

FDIC Call Reports

Aggregated from the most recent call report filings for all active charters.

Total Deposits

$5.2B

Net Income

$9M

ROA (avg)

0.58%

asset-weighted avg

Mortgage Lending (HMDA)

CFPB · 2024Lender rankings →

Aggregated HMDA data across all active charters for 2024.

Applications

784

Origination Rate

82.02%

Denial Rate

10.97%

Active Bank Charters1

Each charter is examined independently for CRA compliance.

Charter	Location	Regulator	Assets	Ownership	Current Rating	Exam Date
MIDDLESEX SAVINGS BANK	NATICK, MA	FDIC	$6.2B	100.0%	Outstanding	Nov 2023

CRA (Community Reinvestment Act) exams are conducted per charter, not per holding company. Asset figures are from the most recent FDIC call report.