MID STATE BANKS INC is the bank holding company. PLANTERS FIRST BANK is the primary bank charter regulated by the FDIC. CRA exams are conducted at the charter level, not the holding company level.

Bank Holding Company

MID STATE BANKS INC

Legal name: PLANTERS FIRST BANCORP

1 active bank · 3 merged/absorbed · $466M combined assets

RSSD ID: 1081136 (FFIEC NIC)

Combined Assets

$466M

CRA Rating Summary

Satisfactory1charter

Across all 20 exams on record for this holding company's charters, 100% resulted in Outstanding or Satisfactory.

Primary bankPLANTERS FIRST BANKCORDELE, GASatisfactory$466MView profile →

At a Glance

Dominant CRA Rating

Satisfactory

1 of 1 bank · Meets expectations for community lending

Combined Assets

$466M

1 active bank

Financial Summary

FDIC Call Reports

Aggregated from the most recent call report filings for all active charters.

Total Deposits

$422M

Net Income

$2M

ROA (avg)

1.66%

asset-weighted avg

Mortgage Lending (HMDA)

CFPB · 2024Lender rankings →

Aggregated HMDA data across all active charters for 2024.

Applications

Origination Rate

65%

Denial Rate

23.33%

Active Bank Charters1

Each charter is examined independently for CRA compliance.

Charter	Location	Regulator	Assets	Ownership	Current Rating	Exam Date
PLANTERS FIRST BANK	CORDELE, GA	FDIC	$466M	—	Satisfactory	Nov 2023

CRA (Community Reinvestment Act) exams are conducted per charter, not per holding company. Asset figures are from the most recent FDIC call report.