MERCHANTS&MARINE BCORP INC is the bank holding company. MERCHANTS & MARINE BANK is the primary bank charter regulated by the FDIC. CRA exams are conducted at the charter level, not the holding company level.

Bank Holding Company

MERCHANTS&MARINE BCORP INC

Legal name: MERCHANTS & MARINE BANCORP, INC.

1 active bank · $961M combined assets

RSSD ID: 3696093 (FFIEC NIC)

Combined Assets

$961M

CRA Rating Summary

Satisfactory1charter

Across all 14 exams on record for this holding company's charters, 100% resulted in Outstanding or Satisfactory.

Primary bankMERCHANTS & MARINE BANKPASCAGOULA, MSSatisfactory$961MView profile →

At a Glance

Dominant CRA Rating

Satisfactory

1 of 1 bank · Meets expectations for community lending

Combined Assets

$961M

1 active bank

Financial Summary

FDIC Call Reports

Aggregated from the most recent call report filings for all active charters.

Total Deposits

$659M

Net Income

$354K

ROA (avg)

0.15%

asset-weighted avg

Mortgage Lending (HMDA)

CFPB · 2024Lender rankings →

Aggregated HMDA data across all active charters for 2024.

Applications

347

Origination Rate

68.88%

Denial Rate

8.93%

Active Bank Charters1

Each charter is examined independently for CRA compliance.

Charter	Location	Regulator	Assets	Ownership	Current Rating	Exam Date
MERCHANTS & MARINE BANK	PASCAGOULA, MS	FDIC	$961M	100.0%	Satisfactory	Jan 2026

CRA (Community Reinvestment Act) exams are conducted per charter, not per holding company. Asset figures are from the most recent FDIC call report.