MACHIAS BCORP MHC is the bank holding company. MACHIAS SAVINGS BANK is the primary bank charter regulated by the FDIC. CRA exams are conducted at the charter level, not the holding company level.

Bank Holding Company

MACHIAS BCORP MHC

Legal name: MACHIAS BANCORP, MHC

1 active bank · $2.6B combined assets

RSSD ID: 2728577 (FFIEC NIC)

Combined Assets

$2.6B

CRA Rating Summary

Outstanding1charter

Across all 11 exams on record for this holding company's charters, 100% resulted in Outstanding or Satisfactory.

Primary bankMACHIAS SAVINGS BANKMACHIAS, MEOutstanding$2.6BView profile →

At a Glance

Dominant CRA Rating

Outstanding

1 of 1 bank · Exceeds expectations for community lending

Combined Assets

$2.6B

1 active bank

Financial Summary

FDIC Call Reports

Aggregated from the most recent call report filings for all active charters.

Total Deposits

$2.3B

Net Income

$6M

ROA (avg)

0.87%

asset-weighted avg

Mortgage Lending (HMDA)

CFPB · 2024Lender rankings →

Aggregated HMDA data across all active charters for 2024.

Applications

844

Origination Rate

66.82%

Denial Rate

22.39%

Active Bank Charters1

Each charter is examined independently for CRA compliance.

Charter	Location	Regulator	Assets	Current Rating	Exam Date
MACHIAS SAVINGS BANK	MACHIAS, ME	FDIC	$2.6B	Outstanding	Feb 2026

CRA (Community Reinvestment Act) exams are conducted per charter, not per holding company. Asset figures are from the most recent FDIC call report.