JCO VENTURES LLC is the bank holding company. ARTHUR STATE BANK is the primary bank charter regulated by the FDIC. CRA exams are conducted at the charter level, not the holding company level.

Bank Holding Company

JCO VENTURES LLC

Legal name: JCO VENTURES, LLC

1 active bank · 2 merged/absorbed · $826M combined assets

RSSD ID: 3136982 (FFIEC NIC)

Combined Assets

$826M

CRA Rating Summary

Satisfactory1charter

Across all 19 exams on record for this holding company's charters, 100% resulted in Outstanding or Satisfactory.

Primary bankARTHUR STATE BANKUNION, SCSatisfactory$826MView profile →

At a Glance

Dominant CRA Rating

Satisfactory

1 of 1 bank · Meets expectations for community lending

Combined Assets

$826M

1 active bank

Financial Summary

FDIC Call Reports

Aggregated from the most recent call report filings for all active charters.

Total Deposits

$693M

Net Income

$2M

ROA (avg)

1.07%

asset-weighted avg

Mortgage Lending (HMDA)

CFPB · 2024Lender rankings →

Aggregated HMDA data across all active charters for 2024.

Applications

276

Origination Rate

75.36%

Denial Rate

8.7%

Active Bank Charters1

Each charter is examined independently for CRA compliance.

Charter	Location	Regulator	Assets	Current Rating	Exam Date
ARTHUR STATE BANK	UNION, SC	FDIC	$826M	Satisfactory	Oct 2023

CRA (Community Reinvestment Act) exams are conducted per charter, not per holding company. Asset figures are from the most recent FDIC call report.