J CARL H BCORP is the bank holding company. FARMERS TRUST & SAVINGS BANK is the primary bank charter regulated by the FDIC. CRA exams are conducted at the charter level, not the holding company level.
Bank Holding Company
J CARL H BCORP
Legal name: J. CARL H. BANCORPORATION
1 active bank · $150M combined assets
RSSD ID: 1135534 (FFIEC NIC)
Combined Assets
$150M
CRA Rating Summary
Satisfactory1charter
Across all 9 exams on record for this holding company's charters, 100% resulted in Outstanding or Satisfactory.
At a Glance
Dominant CRA Rating
Satisfactory
1 of 1 bank · Meets expectations for community lending
Combined Assets
$150M
1 active bank
Financial Summary
FDIC Call ReportsAggregated from the most recent call report filings for all active charters.
Total Deposits
$136M
Net Income
$616K
ROA (avg)
1.68%
asset-weighted avg
Active Bank Charters1
Each charter is examined independently for CRA compliance.
| Charter | Location | Regulator | Assets | Ownership | Current Rating | Exam Date |
|---|---|---|---|---|---|---|
| FARMERS TRUST & SAVINGS BANK | EARLING, IA | FDIC | $150M | 100.0% | Satisfactory | Mar 2022 |
CRA (Community Reinvestment Act) exams are conducted per charter, not per holding company. Asset figures are from the most recent FDIC call report.