🏦Bank Scorer
ILLINOIS STATE BCORP INC operates 2 active bank charters, each examined independently for CRA compliance.
Bank Holding Company

ILLINOIS STATE BCORP INC

Legal name: ILLINOIS STATE BANCORP, INC.

2 active banks · $623M combined assets

RSSD ID: 1889565 (FFIEC NIC)

Combined Assets

$623M

CRA Rating Summary

Satisfactory2charters

Across all 15 exams on record for this holding company's charters, 100% resulted in Outstanding or Satisfactory.

Primary bankFIRST NATIONS BANKCHICAGO, ILSatisfactory$544MView profile →

At a Glance

Dominant CRA Rating

Satisfactory

2 of 2 banks · Meets expectations for community lending

Combined Assets

$623M

2 active banks

Financial Summary

FDIC Call Reports

Aggregated from the most recent call report filings for all active charters.

Total Deposits

$510M

Net Income

$2M

ROA (avg)

1.02%

asset-weighted avg

Mortgage Lending (HMDA)

Aggregated HMDA data across all active charters for 2024.

Applications

21

Origination Rate

90.48%

Denial Rate

4.76%

Active Bank Charters2

Each charter is examined independently for CRA compliance.

CharterLocationRegulatorAssetsOwnershipCurrent RatingExam Date
FIRST NATIONS BANKCHICAGO, ILFDIC$544M100.0%SatisfactoryJan 2024
THE BANK OF BOURBONNAISBOURBONNAIS, ILFDIC$79M100.0%SatisfactoryFeb 2021

CRA (Community Reinvestment Act) exams are conducted per charter, not per holding company. Asset figures are from the most recent FDIC call report.