HOOSIER HEARTLAND ST BCORP EMPLOYEE STK OWNERSHIP&SVG PLAN TR is the bank holding company. HOOSIER HEARTLAND STATE BANK is the primary bank charter regulated by the FDIC. CRA exams are conducted at the charter level, not the holding company level.

Bank Holding Company

HOOSIER HEARTLAND ST BCORP EMPLOYEE STK OWNERSHIP&SVG PLAN TR

1 active bank · $351M combined assets

RSSD ID: 5759732 (FFIEC NIC)

Combined Assets

$351M

CRA Rating Summary

Satisfactory1charter

Across all 3 exams on record for this holding company's charters, 100% resulted in Outstanding or Satisfactory.

Primary bankHOOSIER HEARTLAND STATE BANKCRAWFORDSVILLE, INSatisfactory$351MView profile →

At a Glance

Dominant CRA Rating

Satisfactory

1 of 1 bank · Meets expectations for community lending

Combined Assets

$351M

1 active bank

Financial Summary

FDIC Call Reports

Aggregated from the most recent call report filings for all active charters.

Total Deposits

$318M

Net Income

$990K

ROA (avg)

1.13%

asset-weighted avg

Mortgage Lending (HMDA)

CFPB · 2023Lender rankings →

Aggregated HMDA data across all active charters for 2023.

Applications

101

Origination Rate

75.25%

Denial Rate

6.93%

Active Bank Charters1

Each charter is examined independently for CRA compliance.

Charter	Location	Regulator	Assets	Current Rating	Exam Date
HOOSIER HEARTLAND STATE BANK	CRAWFORDSVILLE, IN	FDIC	$351M	Satisfactory	Jun 2024

CRA (Community Reinvestment Act) exams are conducted per charter, not per holding company. Asset figures are from the most recent FDIC call report.