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FREEDOM BCORP INC is the bank holding company. FREEDOM BANK is the primary bank charter regulated by the FDIC. CRA exams are conducted at the charter level, not the holding company level.
Bank Holding Company

FREEDOM BCORP INC

Legal name: FREEDOM BANCORP, INC.

1 active bank · $856M combined assets

RSSD ID: 5010844 (FFIEC NIC)

Combined Assets

$856M

CRA Rating Summary

Satisfactory1charter

Across all 6 exams on record for this holding company's charters, 100% resulted in Outstanding or Satisfactory.

Primary bankFREEDOM BANKMAYWOOD, NJSatisfactory$856MView profile →

At a Glance

Dominant CRA Rating

Satisfactory

1 of 1 bank · Meets expectations for community lending

Combined Assets

$856M

1 active bank

Financial Summary

FDIC Call Reports

Aggregated from the most recent call report filings for all active charters.

Total Deposits

$730M

Net Income

$2M

ROA (avg)

0.79%

asset-weighted avg

Mortgage Lending (HMDA)

Aggregated HMDA data across all active charters for 2024.

Applications

51

Origination Rate

76.47%

Denial Rate

3.92%

Active Bank Charters1

Each charter is examined independently for CRA compliance.

CharterLocationRegulatorAssetsOwnershipCurrent RatingExam Date
FREEDOM BANKMAYWOOD, NJFDIC$856M100.0%SatisfactoryJul 2025

CRA (Community Reinvestment Act) exams are conducted per charter, not per holding company. Asset figures are from the most recent FDIC call report.