🏦Bank Scorer
FIVE FLAGS BANKS INC operates 2 active bank charters, each examined independently for CRA compliance.
Bank Holding Company

FIVE FLAGS BANKS INC

Legal name: FIVE FLAGS BANKS, INC.

2 active banks · 1 merged/absorbed · $315M combined assets

RSSD ID: 1129515 (FFIEC NIC)

Combined Assets

$315M

CRA Rating Summary

Satisfactory2charters

Across all 28 exams on record for this holding company's charters, 36% resulted in Outstanding or Satisfactory.

Primary bankTHE WARRINGTON BANKPENSACOLA, FLSatisfactory$172MView profile →

At a Glance

Dominant CRA Rating

Satisfactory

2 of 2 banks · Meets expectations for community lending

Combined Assets

$315M

2 active banks

Financial Summary

FDIC Call Reports

Aggregated from the most recent call report filings for all active charters.

Total Deposits

$272M

Net Income

$630K

ROA (avg)

0.8%

asset-weighted avg

Active Bank Charters2

Each charter is examined independently for CRA compliance.

CharterLocationRegulatorAssetsOwnershipCurrent RatingExam Date
THE WARRINGTON BANKPENSACOLA, FLFDIC$172M99.0%SatisfactoryJul 2021
BANK OF PENSACOLAPENSACOLA, FLFDIC$143M99.0%SatisfactoryJun 2020

CRA (Community Reinvestment Act) exams are conducted per charter, not per holding company. Asset figures are from the most recent FDIC call report.