FIRST STATE BANCSHARES INC is the bank holding company. FIRST STATE BANK is the primary bank charter regulated by the FDIC. CRA exams are conducted at the charter level, not the holding company level.

Bank Holding Company

FIRST STATE BANCSHARES INC

Legal name: FIRST STATE BANCSHARES, INC.

1 active bank · 2 merged/absorbed · $554M combined assets

RSSD ID: 1975459 (FFIEC NIC)

Combined Assets

$554M

CRA Rating Summary

Satisfactory1charter

Across all 26 exams on record for this holding company's charters, 100% resulted in Outstanding or Satisfactory.

Primary bankFIRST STATE BANKNEW LONDON, WISatisfactory$554MView profile →

At a Glance

Dominant CRA Rating

Satisfactory

1 of 1 bank · Meets expectations for community lending

Combined Assets

$554M

1 active bank

Financial Summary

FDIC Call Reports

Aggregated from the most recent call report filings for all active charters.

Total Deposits

$456M

Net Income

$944K

ROA (avg)

0.68%

asset-weighted avg

Active Bank Charters1

Each charter is examined independently for CRA compliance.

Charter	Location	Regulator	Assets	Ownership	Current Rating	Exam Date
FIRST STATE BANK	NEW LONDON, WI	FDIC	$554M	100.0%	Satisfactory	Feb 2025

CRA (Community Reinvestment Act) exams are conducted per charter, not per holding company. Asset figures are from the most recent FDIC call report.