FIRST BANK CORP is the bank holding company. CITIZENS' BANK & TRUST CO. is the primary bank charter regulated by the FDIC. CRA exams are conducted at the charter level, not the holding company level.
Combined Assets
$563M
CRA Rating Summary
Outstanding1charter
Across all 2 exams on record for this holding company's charters, 100% resulted in Outstanding or Satisfactory.
At a Glance
Dominant CRA Rating
Outstanding
1 of 1 bank · Exceeds expectations for community lending
Combined Assets
$563M
1 active bank
Financial Summary
FDIC Call ReportsAggregated from the most recent call report filings for all active charters.
Total Deposits
$498M
Net Income
$2M
ROA (avg)
1.53%
asset-weighted avg
Active Bank Charters1
Each charter is examined independently for CRA compliance.
| Charter | Location | Regulator | Assets | Ownership | Current Rating | Exam Date |
|---|---|---|---|---|---|---|
| CITIZENS' BANK & TRUST CO. | VAN BUREN, AR | FDIC | $563M | 99.0% | Outstanding | Sep 1994 |
CRA (Community Reinvestment Act) exams are conducted per charter, not per holding company. Asset figures are from the most recent FDIC call report.