FINLAYSON BANCSHARES INC
Legal name: FINLAYSON BANCSHARES, INC.
2 active banks · 2 merged/absorbed · $1.1B combined assets
RSSD ID: 1126037 (FFIEC NIC)
Combined Assets
$1.1B
CRA Rating Summary
Across all 31 exams on record for this holding company's charters, 97% resulted in Outstanding or Satisfactory.
At a Glance
Dominant CRA Rating
Satisfactory
2 of 2 banks · Meets expectations for community lending
Combined Assets
$1.1B
2 active banks
Financial Summary
FDIC Call ReportsAggregated from the most recent call report filings for all active charters.
Total Deposits
$940M
Net Income
$4M
ROA (avg)
1.41%
asset-weighted avg
Mortgage Lending (HMDA)
Aggregated HMDA data across all active charters for 2024.
Applications
418
Origination Rate
51.44%
Denial Rate
18.66%
Active Bank Charters2
Each charter is examined independently for CRA compliance.
| Charter | Location | Regulator | Assets | Ownership | Current Rating | Exam Date |
|---|---|---|---|---|---|---|
| FIRST INDEPENDENT BANK | RUSSELL, MN | FDIC | $634M | 100.0% | Satisfactory | Mar 2024 |
| NORTHVIEW BANK | SANDSTONE, MN | FDIC | $478M | 100.0% | Satisfactory | Sep 2025 |
CRA (Community Reinvestment Act) exams are conducted per charter, not per holding company. Asset figures are from the most recent FDIC call report.