FARMERS&MERCHANTS BCORP INC is the bank holding company. THE FARMERS & MERCHANTS STATE BANK is the primary bank charter regulated by the FDIC. CRA exams are conducted at the charter level, not the holding company level.
FHD
FARMERS&MERCHANTS BCORP INC
Legal name: FARMERS & MERCHANTS BANCORP, INC.
1 active bank · $3.5B combined assets
RSSD ID: 1134630 (FFIEC NIC)
Combined Assets
$3.5B
CRA Rating Summary
Satisfactory1charter
Across all 14 exams on record for this holding company's charters, 100% resulted in Outstanding or Satisfactory.
At a Glance
Dominant CRA Rating
Satisfactory
1 of 1 bank · Meets expectations for community lending
Combined Assets
$3.5B
1 active bank
Financial Summary
FDIC Call ReportsAggregated from the most recent call report filings for all active charters.
Total Deposits
$2.8B
Net Income
$10M
ROA (avg)
1.15%
asset-weighted avg
Active Bank Charters1
Each charter is examined independently for CRA compliance.
| Charter | Location | Regulator | Assets | Ownership | Current Rating | Exam Date |
|---|---|---|---|---|---|---|
| THE FARMERS & MERCHANTS STATE BANK | ARCHBOLD, OH | FDIC | $3.5B | 100.0% | Satisfactory | Jan 2026 |
CRA (Community Reinvestment Act) exams are conducted per charter, not per holding company. Asset figures are from the most recent FDIC call report.