MERCHANTS&FARMERS BANCSHARES is the parent banking group. MERCHANTS & FARMERS BANK OF GREENE COUNTY, ALABAMA is the primary bank charter regulated by the FDIC. CRA exams are conducted at the charter level, not the group level.
Bank Holding Company
MERCHANTS&FARMERS BANCSHARES
Legal name: MERCHANTS AND FARMERS BANCSHARES, INC.
1 active bank · $136M combined assets
RSSD ID: 2111432 (FFIEC NIC)
Combined Assets
$136M
CRA Rating Summary
Satisfactory1charter
Across all 3 exams on record for this banking group's charters, 100% resulted in Outstanding or Satisfactory.
Primary bankMERCHANTS & FARMERS BANK OF GREENE COUNTY, ALABAMAEUTAW, ALSatisfactory$136MView profile →
At a Glance
Dominant CRA Rating
Satisfactory
1 of 1 bank · Meets expectations for community lending
Combined Assets
$136M
1 active bank
Financial Summary
FDIC Call ReportsAggregated from the most recent call report filings for all active charters.
Total Deposits
$121M
Net Income
$323K
ROA (avg)
0.98%
asset-weighted avg
Active Bank Charters1
Each charter is examined independently for CRA compliance.
| Charter | Location | Regulator | Assets | Ownership | Current Rating | Exam Date |
|---|---|---|---|---|---|---|
| MERCHANTS & FARMERS BANK OF GREENE COUNTY, ALABAMA | EUTAW, AL | FDIC | $136M | 100.0% | Satisfactory | Dec 2021 |
CRA (Community Reinvestment Act) exams are conducted per charter, not per banking group. Asset figures are from the most recent FDIC call report.