F&C BCORP INC is the bank holding company. F & C BANK is the primary bank charter regulated by the FDIC. CRA exams are conducted at the charter level, not the holding company level.

Bank Holding Company

F&C BCORP INC

Legal name: F&C BANCORP, INC.

1 active bank · $473M combined assets

RSSD ID: 2168931 (FFIEC NIC)

Combined Assets

$473M

CRA Rating Summary

Satisfactory1charter

Across all 8 exams on record for this holding company's charters, 100% resulted in Outstanding or Satisfactory.

Primary bankF & C BANKHOLDEN, MOSatisfactory$473MView profile →

At a Glance

Dominant CRA Rating

Satisfactory

1 of 1 bank · Meets expectations for community lending

Combined Assets

$473M

1 active bank

Financial Summary

FDIC Call Reports

Aggregated from the most recent call report filings for all active charters.

Total Deposits

$417M

Net Income

$3M

ROA (avg)

2.33%

asset-weighted avg

Mortgage Lending (HMDA)

CFPB · 2024Lender rankings →

Aggregated HMDA data across all active charters for 2024.

Applications

193

Origination Rate

94.3%

Denial Rate

2.59%

Active Bank Charters1

Each charter is examined independently for CRA compliance.

Charter	Location	Regulator	Assets	Ownership	Current Rating	Exam Date
F & C BANK	HOLDEN, MO	FDIC	$473M	100.0%	Satisfactory	Jul 2023

CRA (Community Reinvestment Act) exams are conducted per charter, not per holding company. Asset figures are from the most recent FDIC call report.