EVEREST BANCSHARES INC is the bank holding company. THE UNION STATE BANK OF EVEREST is the primary bank charter regulated by the FDIC. CRA exams are conducted at the charter level, not the holding company level.

Bank Holding Company

EVEREST BANCSHARES INC

Legal name: EVEREST BANCSHARES, INC.

1 active bank · 2 merged/absorbed · $431M combined assets

RSSD ID: 1057515 (FFIEC NIC)

Combined Assets

$431M

CRA Rating Summary

Satisfactory1charter

Across all 16 exams on record for this holding company's charters, 94% resulted in Outstanding or Satisfactory.

Primary bankTHE UNION STATE BANK OF EVERESTEVEREST, KSSatisfactory$431MView profile →

At a Glance

Dominant CRA Rating

Satisfactory

1 of 1 bank · Meets expectations for community lending

Combined Assets

$431M

1 active bank

Financial Summary

FDIC Call Reports

Aggregated from the most recent call report filings for all active charters.

Total Deposits

$387M

Net Income

$2M

ROA (avg)

1.53%

asset-weighted avg

Mortgage Lending (HMDA)

CFPB · 2024Lender rankings →

Aggregated HMDA data across all active charters for 2024.

Applications

193

Origination Rate

85.49%

Denial Rate

5.7%

Active Bank Charters1

Each charter is examined independently for CRA compliance.

Charter	Location	Regulator	Assets	Ownership	Current Rating	Exam Date
THE UNION STATE BANK OF EVEREST	EVEREST, KS	FDIC	$431M	100.0%	Satisfactory	Nov 1998

CRA (Community Reinvestment Act) exams are conducted per charter, not per holding company. Asset figures are from the most recent FDIC call report.