EDMONSON BANCSHARES INC is the bank holding company. BANK OF EDMONSON COUNTY is the primary bank charter regulated by the FDIC. CRA exams are conducted at the charter level, not the holding company level.

Bank Holding Company

EDMONSON BANCSHARES INC

Legal name: EDMONSON BANCSHARES, INC

1 active bank · $289M combined assets

RSSD ID: 2155397 (FFIEC NIC)

Combined Assets

$289M

CRA Rating Summary

Outstanding1charter

Across all 10 exams on record for this holding company's charters, 100% resulted in Outstanding or Satisfactory.

Primary bankBANK OF EDMONSON COUNTYBROWNSVILLE, KYOutstanding$289MView profile →

At a Glance

Dominant CRA Rating

Outstanding

1 of 1 bank · Exceeds expectations for community lending

Combined Assets

$289M

1 active bank

Financial Summary

FDIC Call Reports

Aggregated from the most recent call report filings for all active charters.

Total Deposits

$251M

Net Income

$1M

ROA (avg)

1.43%

asset-weighted avg

Mortgage Lending (HMDA)

CFPB · 2024Lender rankings →

Aggregated HMDA data across all active charters for 2024.

Applications

140

Origination Rate

84.29%

Denial Rate

1.43%

Active Bank Charters1

Each charter is examined independently for CRA compliance.

Charter	Location	Regulator	Assets	Ownership	Current Rating	Exam Date
BANK OF EDMONSON COUNTY	BROWNSVILLE, KY	FDIC	$289M	100.0%	Outstanding	Dec 2022

CRA (Community Reinvestment Act) exams are conducted per charter, not per holding company. Asset figures are from the most recent FDIC call report.