FRANKLIN BCORP INC is the parent banking group. FRANKLIN BANK & TRUST COMPANY is the primary bank charter regulated by the FDIC. CRA exams are conducted at the charter level, not the group level.

Bank Holding Company

FRANKLIN BCORP INC

Legal name: FRANKLIN BANCORP, INC.

1 active bank · $803M combined assets

RSSD ID: 1098152 (FFIEC NIC)

Combined Assets

$803M

CRA Rating Summary

Satisfactory1charter

Across all 11 exams on record for this banking group's charters, 100% resulted in Outstanding or Satisfactory.

Primary bankFRANKLIN BANK & TRUST COMPANYFRANKLIN, KYSatisfactory$803MView profile →

At a Glance

Dominant CRA Rating

Satisfactory

1 of 1 bank · Meets expectations for community lending

Combined Assets

$803M

1 active bank

Financial Summary

FDIC Call Reports

Aggregated from the most recent call report filings for all active charters.

Total Deposits

$660M

Net Income

$3M

ROA (avg)

1.6%

asset-weighted avg

Mortgage Lending (HMDA)

CFPB · 2023Lender rankings →

Aggregated HMDA data across all active charters for 2023.

Applications

282

Origination Rate

72.34%

Denial Rate

14.89%

Active Bank Charters1

Each charter is examined independently for CRA compliance.

Charter	Location	Regulator	Assets	Ownership	Current Rating	Exam Date
FRANKLIN BANK & TRUST COMPANY	FRANKLIN, KY	FDIC	$803M	100.0%	Satisfactory	Mar 2024

CRA (Community Reinvestment Act) exams are conducted per charter, not per banking group. Asset figures are from the most recent FDIC call report.