EASTER ENTERPRISES INC is the bank holding company. FARMERS TRUST AND SAVINGS BANK is the primary bank charter regulated by the FDIC. CRA exams are conducted at the charter level, not the holding company level.

Bank Holding Company

EASTER ENTERPRISES INC

Legal name: EASTER ENTERPRISES, INC.

1 active bank · $638M combined assets

RSSD ID: 1200777 (FFIEC NIC)

Combined Assets

$638M

CRA Rating Summary

Satisfactory1charter

Across all 11 exams on record for this holding company's charters, 100% resulted in Outstanding or Satisfactory.

Primary bankFARMERS TRUST AND SAVINGS BANKSPENCER, IASatisfactory$638MView profile →

At a Glance

Dominant CRA Rating

Satisfactory

1 of 1 bank · Meets expectations for community lending

Combined Assets

$638M

1 active bank

Financial Summary

FDIC Call Reports

Aggregated from the most recent call report filings for all active charters.

Total Deposits

$580M

Net Income

$2M

ROA (avg)

1.06%

asset-weighted avg

Mortgage Lending (HMDA)

CFPB · 2018Lender rankings →

Aggregated HMDA data across all active charters for 2018.

Applications

Origination Rate

92.86%

Denial Rate

7.14%

Active Bank Charters1

Each charter is examined independently for CRA compliance.

Charter	Location	Regulator	Assets	Ownership	Current Rating	Exam Date
FARMERS TRUST AND SAVINGS BANK	SPENCER, IA	FDIC	$638M	100.0%	Satisfactory	Jun 2023

CRA (Community Reinvestment Act) exams are conducted per charter, not per holding company. Asset figures are from the most recent FDIC call report.