VALLEY CENTRAL MHC is the parent banking group. VALLEY CENTRAL BANK is the primary bank charter regulated by the FDIC. CRA exams are conducted at the charter level, not the group level.

SLHC

VALLEY CENTRAL MHC

Legal name: VALLEY CENTRAL, MHC

1 active bank · $188M combined assets

RSSD ID: 4352574 (FFIEC NIC)

Combined Assets

$188M

CRA Rating Summary

Satisfactory1charter

Across all 7 exams on record for this banking group's charters, 100% resulted in Outstanding or Satisfactory.

Primary bankVALLEY CENTRAL BANKLIBERTY TOWNSHIP, OHSatisfactory$188MView profile →

At a Glance

Dominant CRA Rating

Satisfactory

1 of 1 bank · Meets expectations for community lending

Combined Assets

$188M

1 active bank

Financial Summary

FDIC Call Reports

Aggregated from the most recent call report filings for all active charters.

Total Deposits

$147M

Net Income

$125K

ROA (avg)

0.27%

asset-weighted avg

Mortgage Lending (HMDA)

CFPB · 2023Lender rankings →

Aggregated HMDA data across all active charters for 2023.

Applications

113

Origination Rate

86.73%

Denial Rate

5.31%

Active Bank Charters1

Each charter is examined independently for CRA compliance.

Charter	Location	Regulator	Assets	Current Rating	Exam Date
VALLEY CENTRAL BANK	LIBERTY TOWNSHIP, OH	FDIC	$188M	Satisfactory	Mar 2025

CRA (Community Reinvestment Act) exams are conducted per charter, not per banking group. Asset figures are from the most recent FDIC call report.