CSBO HOLDINGS INC ESOP is the parent banking group. THE CITIZENS STATE BANK OF OURAY is the primary bank charter regulated by the FDIC. CRA exams are conducted at the charter level, not the group level.
Banking Group
CSBO HOLDINGS INC ESOP
1 active bank · $226M combined assets
RSSD ID: 4933302 (FFIEC NIC)
Combined Assets
$226M
CRA Rating Summary
Satisfactory1charter
Across all 9 exams on record for this banking group's charters, 89% resulted in Outstanding or Satisfactory.
At a Glance
Dominant CRA Rating
Satisfactory
1 of 1 bank · Meets expectations for community lending
Combined Assets
$226M
1 active bank
Financial Summary
FDIC Call ReportsAggregated from the most recent call report filings for all active charters.
Total Deposits
$207M
Net Income
$319K
ROA (avg)
0.58%
asset-weighted avg
Active Bank Charters1
Each charter is examined independently for CRA compliance.
| Charter | Location | Regulator | Assets | Current Rating | Exam Date |
|---|---|---|---|---|---|
| THE CITIZENS STATE BANK OF OURAY | OURAY, CO | FDIC | $226M | Satisfactory | Mar 2022 |
CRA (Community Reinvestment Act) exams are conducted per charter, not per banking group. Asset figures are from the most recent FDIC call report.