WOOD&HUSTON BCORP INC is the bank holding company. WOOD & HUSTON BANK is the primary bank charter regulated by the FDIC. CRA exams are conducted at the charter level, not the holding company level.

FHD

WOOD&HUSTON BCORP INC

Legal name: WOOD & HUSTON BANCORPORATION, INC.

1 active bank · $1.2B combined assets

RSSD ID: 1058558 (FFIEC NIC)

Combined Assets

$1.2B

CRA Rating Summary

Satisfactory1charter

Across all 13 exams on record for this holding company's charters, 100% resulted in Outstanding or Satisfactory.

Primary bankWOOD & HUSTON BANKMARSHALL, MOSatisfactory$1.2BView profile →

At a Glance

Dominant CRA Rating

Satisfactory

1 of 1 bank · Meets expectations for community lending

Combined Assets

$1.2B

1 active bank

Financial Summary

FDIC Call Reports

Aggregated from the most recent call report filings for all active charters.

Total Deposits

$1.1B

Net Income

$6M

ROA (avg)

2.01%

asset-weighted avg

Mortgage Lending (HMDA)

CFPB · 2024Lender rankings →

Aggregated HMDA data across all active charters for 2024.

Applications

268

Origination Rate

87.69%

Denial Rate

4.48%

Active Bank Charters1

Each charter is examined independently for CRA compliance.

Charter	Location	Regulator	Assets	Ownership	Current Rating	Exam Date
WOOD & HUSTON BANK	MARSHALL, MO	FDIC	$1.2B	100.0%	Satisfactory	Nov 2025

CRA (Community Reinvestment Act) exams are conducted per charter, not per holding company. Asset figures are from the most recent FDIC call report.