COMMUNITY STATE BCORP is the bank holding company. COMMUNITY STATE BANK is the primary bank charter regulated by the FDIC. CRA exams are conducted at the charter level, not the holding company level.

Bank Holding Company

COMMUNITY STATE BCORP

Legal name: COMMUNITY STATE BANCORPORATION

1 active bank · 1 merged/absorbed · $341M combined assets

RSSD ID: 1131424 (FFIEC NIC)

Combined Assets

$341M

CRA Rating Summary

Satisfactory1charter

Across all 12 exams on record for this holding company's charters, 92% resulted in Outstanding or Satisfactory.

Primary bankCOMMUNITY STATE BANKSPENCER, IASatisfactory$341MView profile →

At a Glance

Dominant CRA Rating

Satisfactory

1 of 1 bank · Meets expectations for community lending

Combined Assets

$341M

1 active bank

Financial Summary

FDIC Call Reports

Aggregated from the most recent call report filings for all active charters.

Total Deposits

$294M

Net Income

$1M

ROA (avg)

1.18%

asset-weighted avg

Active Bank Charters1

Each charter is examined independently for CRA compliance.

Charter	Location	Regulator	Assets	Ownership	Current Rating	Exam Date
COMMUNITY STATE BANK	SPENCER, IA	FDIC	$341M	100.0%	Satisfactory	Jul 2025

CRA (Community Reinvestment Act) exams are conducted per charter, not per holding company. Asset figures are from the most recent FDIC call report.