COMMUNITY BANCSHARES CORP is the bank holding company. TRUBANK is the primary bank charter regulated by the FDIC. CRA exams are conducted at the charter level, not the holding company level.

Bank Holding Company

COMMUNITY BANCSHARES CORP

Legal name: COMMUNITY BANCSHARES CORP.

1 active bank · 2 merged/absorbed · $487M combined assets

RSSD ID: 2048789 (FFIEC NIC)

Combined Assets

$487M

CRA Rating Summary

Satisfactory1charter

Across all 15 exams on record for this holding company's charters, 93% resulted in Outstanding or Satisfactory.

Primary bankTRUBANKINDIANOLA, IASatisfactory$487MView profile →

At a Glance

Dominant CRA Rating

Satisfactory

1 of 1 bank · Meets expectations for community lending

Combined Assets

$487M

1 active bank

Financial Summary

FDIC Call Reports

Aggregated from the most recent call report filings for all active charters.

Total Deposits

$360M

Net Income

$1M

ROA (avg)

1.2%

asset-weighted avg

Mortgage Lending (HMDA)

CFPB · 2023Lender rankings →

Aggregated HMDA data across all active charters for 2023.

Applications

Origination Rate

80%

Denial Rate

7.06%

Active Bank Charters1

Each charter is examined independently for CRA compliance.

Charter	Location	Regulator	Assets	Ownership	Current Rating	Exam Date
TRUBANK	INDIANOLA, IA	FDIC	$487M	100.0%	Satisfactory	Dec 2023

CRA (Community Reinvestment Act) exams are conducted per charter, not per holding company. Asset figures are from the most recent FDIC call report.