COMMERCE BANCSHARES INC is the bank holding company. BANK OF CHELSEA is the primary bank charter regulated by the FDIC. CRA exams are conducted at the charter level, not the holding company level.
Bank Holding Company
COMMERCE BANCSHARES INC
Legal name: COMMERCE BANCSHARES, INC.
1 active bank · 1 merged/absorbed · $205M combined assets
RSSD ID: 2480491 (FFIEC NIC)
Combined Assets
$205M
CRA Rating Summary
Outstanding1charter
Across all 7 exams on record for this holding company's charters, 100% resulted in Outstanding or Satisfactory.
At a Glance
Dominant CRA Rating
Outstanding
1 of 1 bank · Exceeds expectations for community lending
Combined Assets
$205M
1 active bank
Financial Summary
FDIC Call ReportsAggregated from the most recent call report filings for all active charters.
Total Deposits
$177M
Net Income
$876K
ROA (avg)
1.79%
asset-weighted avg
Active Bank Charters1
Each charter is examined independently for CRA compliance.
| Charter | Location | Regulator | Assets | Ownership | Current Rating | Exam Date |
|---|---|---|---|---|---|---|
| BANK OF CHELSEA | CHELSEA, OK | FDIC | $205M | 100.0% | Outstanding | Mar 1995 |
CRA (Community Reinvestment Act) exams are conducted per charter, not per holding company. Asset figures are from the most recent FDIC call report.