CNB FINANCIAL SERVICES INC is the bank holding company. CNB BANK, INC. is the primary bank charter regulated by the FDIC. CRA exams are conducted at the charter level, not the holding company level.

FHD

CNB FINANCIAL SERVICES INC

Legal name: CNB FINANCIAL SERVICES, INC.

1 active bank · $805M combined assets

RSSD ID: 2909200 (FFIEC NIC)

Combined Assets

$805M

CRA Rating Summary

Satisfactory1charter

Across all 6 exams on record for this holding company's charters, 100% resulted in Outstanding or Satisfactory.

Primary bankCNB BANK, INC.BERKELEY SPRINGS, WVSatisfactory$805MView profile →

At a Glance

Dominant CRA Rating

Satisfactory

1 of 1 bank · Meets expectations for community lending

Combined Assets

$805M

1 active bank

Financial Summary

FDIC Call Reports

Aggregated from the most recent call report filings for all active charters.

Total Deposits

$655M

Net Income

$2M

ROA (avg)

0.92%

asset-weighted avg

Mortgage Lending (HMDA)

CFPB · 2024Lender rankings →

Aggregated HMDA data across all active charters for 2024.

Applications

264

Origination Rate

85.61%

Denial Rate

6.06%

Active Bank Charters1

Each charter is examined independently for CRA compliance.

Charter	Location	Regulator	Assets	Ownership	Current Rating	Exam Date
CNB BANK, INC.	BERKELEY SPRINGS, WV	FDIC	$805M	100.0%	Satisfactory	Sep 2023

CRA (Community Reinvestment Act) exams are conducted per charter, not per holding company. Asset figures are from the most recent FDIC call report.