CENTRAL TX BANKSHARE HOLDINGS is the bank holding company. COLUMBUS STATE BANK is the primary bank charter regulated by the FDIC. CRA exams are conducted at the charter level, not the holding company level.

Bank Holding Company

CENTRAL TX BANKSHARE HOLDINGS

Legal name: CENTRAL TEXAS BANKSHARE HOLDINGS, INC.

1 active bank · 1 merged/absorbed · $338M combined assets

RSSD ID: 2100119 (FFIEC NIC)

Combined Assets

$338M

CRA Rating Summary

Needs to Improve1charter

Across all 20 exams on record for this holding company's charters, 80% resulted in Outstanding or Satisfactory.

Primary bankCOLUMBUS STATE BANKCOLUMBUS, TXNeeds to Improve$338MView profile →

At a Glance

Dominant CRA Rating

Needs to Improve

1 of 1 bank · Falls short on community lending

Combined Assets

$338M

1 active bank

Financial Summary

FDIC Call Reports

Aggregated from the most recent call report filings for all active charters.

Total Deposits

$293M

Net Income

$670K

ROA (avg)

0.8%

asset-weighted avg

Active Bank Charters1

Each charter is examined independently for CRA compliance.

Charter	Location	Regulator	Assets	Ownership	Current Rating	Exam Date
COLUMBUS STATE BANK	COLUMBUS, TX	FDIC	$338M	100.0%	Needs to Improve	Jun 2025

CRA (Community Reinvestment Act) exams are conducted per charter, not per holding company. Asset figures are from the most recent FDIC call report.