BECK FAMILY TRUST is the parent banking group. GUARDIAN SAVINGS BANK is the primary bank charter regulated by the FDIC. CRA exams are conducted at the charter level, not the group level.
Combined Assets
$1.4B
CRA Rating Summary
Satisfactory1charter
Across all 2 exams on record for this banking group's charters, 100% resulted in Outstanding or Satisfactory.
At a Glance
Dominant CRA Rating
Satisfactory
1 of 1 bank · Meets expectations for community lending
Combined Assets
$1.4B
1 active bank
Financial Summary
FDIC Call ReportsAggregated from the most recent call report filings for all active charters.
Total Deposits
$1.2B
Net Income
$7M
ROA (avg)
2.06%
asset-weighted avg
Mortgage Lending (HMDA)
CFPB · 2023Lender rankings →
Aggregated HMDA data across all active charters for 2023.
Applications
2,164
Origination Rate
74.63%
Denial Rate
13.08%
Active Bank Charters1
Each charter is examined independently for CRA compliance.
| Charter | Location | Regulator | Assets | Current Rating | Exam Date |
|---|---|---|---|---|---|
| GUARDIAN SAVINGS BANK | WEST CHESTER, OH | FDIC | $1.4B | Satisfactory | Feb 2026 |
CRA (Community Reinvestment Act) exams are conducted per charter, not per banking group. Asset figures are from the most recent FDIC call report.