CBS BANC-CORP is the bank holding company. CB&S BANK, INC. is the primary bank charter regulated by the FDIC. CRA exams are conducted at the charter level, not the holding company level.

Bank Holding Company

CBS BANC-CORP

Legal name: CBS BANC-CORP.

1 active bank · 1 merged/absorbed · $2.9B combined assets

RSSD ID: 1493654 (FFIEC NIC)

Combined Assets

$2.9B

CRA Rating Summary

Satisfactory1charter

Across all 18 exams on record for this holding company's charters, 100% resulted in Outstanding or Satisfactory.

Primary bankCB&S BANK, INC.RUSSELLVILLE, ALSatisfactory$2.9BView profile →

At a Glance

Dominant CRA Rating

Satisfactory

1 of 1 bank · Meets expectations for community lending

Combined Assets

$2.9B

1 active bank

Financial Summary

FDIC Call Reports

Aggregated from the most recent call report filings for all active charters.

Total Deposits

$2.5B

Net Income

$5M

ROA (avg)

0.75%

asset-weighted avg

Mortgage Lending (HMDA)

CFPB · 2024Lender rankings →

Aggregated HMDA data across all active charters for 2024.

Applications

1,218

Origination Rate

71.67%

Denial Rate

15.11%

Active Bank Charters1

Each charter is examined independently for CRA compliance.

Charter	Location	Regulator	Assets	Ownership	Current Rating	Exam Date
CB&S BANK, INC.	RUSSELLVILLE, AL	FDIC	$2.9B	100.0%	Satisfactory	Oct 2024

CRA (Community Reinvestment Act) exams are conducted per charter, not per holding company. Asset figures are from the most recent FDIC call report.