CACHE VALLEY BANKING CO
Legal name: CACHE VALLEY BANKING COMPANY
2 active banks · $3.5B combined assets
RSSD ID: 2324997 (FFIEC NIC)
Combined Assets
$3.5B
CRA Rating Summary
Across all 16 exams on record for this holding company's charters, 75% resulted in Outstanding or Satisfactory.
At a Glance
Dominant CRA Rating
Satisfactory
1 of 2 banks · Meets expectations for community lending
Combined Assets
$3.5B
2 active banks
Financial Summary
FDIC Call ReportsAggregated from the most recent call report filings for all active charters.
Total Deposits
$3.1B
Net Income
$16M
ROA (avg)
1.81%
asset-weighted avg
Mortgage Lending (HMDA)
Aggregated HMDA data across all active charters for 2024.
Applications
298
Origination Rate
88.26%
Denial Rate
1.68%
Active Bank Charters2
Each charter is examined independently for CRA compliance.
| Charter | Location | Regulator | Assets | Ownership | Current Rating | Exam Date |
|---|---|---|---|---|---|---|
| CACHE VALLEY BANK | LOGAN, UT | FDIC | $3.5B | 100.0% | Satisfactory | Aug 2025 |
| LIBERTY BANK, INC. | SALT LAKE CITY, UT | FDIC | $12M | 100.0% | Substantial Noncompliance | May 2024 |
CRA (Community Reinvestment Act) exams are conducted per charter, not per holding company. Asset figures are from the most recent FDIC call report.