TALEN INC is the bank holding company. FARMERS SAVINGS BANK & TRUST is the primary bank charter regulated by the FDIC. CRA exams are conducted at the charter level, not the holding company level.

Bank Holding Company

TALEN INC

Legal name: TALEN, INC.

1 active bank · 1 merged/absorbed · $233M combined assets

RSSD ID: 1202333 (FFIEC NIC)

Combined Assets

$233M

CRA Rating Summary

Satisfactory1charter

Across all 15 exams on record for this holding company's charters, 100% resulted in Outstanding or Satisfactory.

Primary bankFARMERS SAVINGS BANK & TRUSTTRAER, IASatisfactory$233MView profile →

At a Glance

Dominant CRA Rating

Satisfactory

1 of 1 bank · Meets expectations for community lending

Combined Assets

$233M

1 active bank

Financial Summary

FDIC Call Reports

Aggregated from the most recent call report filings for all active charters.

Total Deposits

$212M

Net Income

$711K

ROA (avg)

1.28%

asset-weighted avg

Mortgage Lending (HMDA)

CFPB · 2023Lender rankings →

Aggregated HMDA data across all active charters for 2023.

Applications

Origination Rate

84.85%

Denial Rate

6.06%

Active Bank Charters1

Each charter is examined independently for CRA compliance.

Charter	Location	Regulator	Assets	Ownership	Current Rating	Exam Date
FARMERS SAVINGS BANK & TRUST	TRAER, IA	FDIC	$233M	100.0%	Satisfactory	Nov 2025

CRA (Community Reinvestment Act) exams are conducted per charter, not per holding company. Asset figures are from the most recent FDIC call report.