C&F BANC SHARES CORP is the bank holding company. THE CAMPBELL & FETTER BANK is the primary bank charter regulated by the FDIC. CRA exams are conducted at the charter level, not the holding company level.

Bank Holding Company

C&F BANC SHARES CORP

Legal name: C&F BANC SHARES CORP.

1 active bank · $353M combined assets

RSSD ID: 1203901 (FFIEC NIC)

Combined Assets

$353M

CRA Rating Summary

Satisfactory1charter

Across all 11 exams on record for this holding company's charters, 100% resulted in Outstanding or Satisfactory.

Primary bankTHE CAMPBELL & FETTER BANKKENDALLVILLE, INSatisfactory$353MView profile →

At a Glance

Dominant CRA Rating

Satisfactory

1 of 1 bank · Meets expectations for community lending

Combined Assets

$353M

1 active bank

Financial Summary

FDIC Call Reports

Aggregated from the most recent call report filings for all active charters.

Total Deposits

$286M

Net Income

$722K

ROA (avg)

0.82%

asset-weighted avg

Mortgage Lending (HMDA)

CFPB · 2024Lender rankings →

Aggregated HMDA data across all active charters for 2024.

Applications

208

Origination Rate

86.54%

Denial Rate

3.85%

Active Bank Charters1

Each charter is examined independently for CRA compliance.

Charter	Location	Regulator	Assets	Ownership	Current Rating	Exam Date
THE CAMPBELL & FETTER BANK	KENDALLVILLE, IN	FDIC	$353M	95.0%	Satisfactory	Jun 2024

CRA (Community Reinvestment Act) exams are conducted per charter, not per holding company. Asset figures are from the most recent FDIC call report.