PEOPLES BANKTRUST INC is the parent banking group. PEOPLES BANK & TRUST is the primary bank charter regulated by the FDIC. CRA exams are conducted at the charter level, not the group level.

Bank Holding Company

PEOPLES BANKTRUST INC

Legal name: PEOPLES BANKTRUST, INC.

1 active bank · $582M combined assets

RSSD ID: 3466504 (FFIEC NIC)

Combined Assets

$582M

CRA Rating Summary

Satisfactory1charter

Across all 11 exams on record for this banking group's charters, 100% resulted in Outstanding or Satisfactory.

Primary bankPEOPLES BANK & TRUSTBUFORD, GASatisfactory$582MView profile →

At a Glance

Dominant CRA Rating

Satisfactory

1 of 1 bank · Meets expectations for community lending

Combined Assets

$582M

1 active bank

Financial Summary

FDIC Call Reports

Aggregated from the most recent call report filings for all active charters.

Total Deposits

$528M

Net Income

$2M

ROA (avg)

1.4%

asset-weighted avg

Mortgage Lending (HMDA)

CFPB · 2024Lender rankings →

Aggregated HMDA data across all active charters for 2024.

Applications

Origination Rate

100%

Denial Rate

Active Bank Charters1

Each charter is examined independently for CRA compliance.

Charter	Location	Regulator	Assets	Ownership	Current Rating	Exam Date
PEOPLES BANK & TRUST	BUFORD, GA	FDIC	$582M	100.0%	Satisfactory	Oct 2023

CRA (Community Reinvestment Act) exams are conducted per charter, not per banking group. Asset figures are from the most recent FDIC call report.