AMERICAN BCORP INC
Legal name: AMERICAN BANCORP, INC.
2 active banks · $1.0B combined assets
RSSD ID: 3824261 (FFIEC NIC)
Combined Assets
$1.0B
CRA Rating Summary
Across all 5 exams on record for this holding company's charters, 100% resulted in Outstanding or Satisfactory.
At a Glance
Dominant CRA Rating
Satisfactory
2 of 2 banks · Meets expectations for community lending
Combined Assets
$1.0B
2 active banks
Financial Summary
FDIC Call ReportsAggregated from the most recent call report filings for all active charters.
Total Deposits
$884M
Net Income
$2M
ROA (avg)
0.81%
asset-weighted avg
Mortgage Lending (HMDA)
Aggregated HMDA data across all active charters for 2024.
Applications
34
Origination Rate
82.35%
Denial Rate
5.88%
Active Bank Charters2
Each charter is examined independently for CRA compliance.
| Charter | Location | Regulator | Assets | Ownership | Current Rating | Exam Date |
|---|---|---|---|---|---|---|
| AMERICAN PRIDE BANK | MACON, GA | FDIC | $811M | 100.0% | Satisfactory | Dec 2024 |
| NEW REPUBLIC BANK | CHARLOTTE, NC | FDIC | $239M | 100.0% | Satisfactory | May 2023 |
CRA (Community Reinvestment Act) exams are conducted per charter, not per holding company. Asset figures are from the most recent FDIC call report.