AMB FINANCIAL CORP is the bank holding company. AMERICAN COMMUNITY BANK OF INDIANA is the primary bank charter regulated by the FDIC. CRA exams are conducted at the charter level, not the holding company level.

Bank Holding Company

AMB FINANCIAL CORP

Legal name: AMB FINANCIAL CORP.

1 active bank · $377M combined assets

RSSD ID: 3848267 (FFIEC NIC)

Combined Assets

$377M

CRA Rating Summary

Satisfactory1charter

Across all 3 exams on record for this holding company's charters, 67% resulted in Outstanding or Satisfactory.

Primary bankAMERICAN COMMUNITY BANK OF INDIANASAINT JOHN, INSatisfactory$377MView profile →

At a Glance

Dominant CRA Rating

Satisfactory

1 of 1 bank · Meets expectations for community lending

Combined Assets

$377M

1 active bank

Financial Summary

FDIC Call Reports

Aggregated from the most recent call report filings for all active charters.

Total Deposits

$339M

Net Income

$1M

ROA (avg)

1.17%

asset-weighted avg

Mortgage Lending (HMDA)

CFPB · 2024Lender rankings →

Aggregated HMDA data across all active charters for 2024.

Applications

Origination Rate

96.94%

Denial Rate

Active Bank Charters1

Each charter is examined independently for CRA compliance.

Charter	Location	Regulator	Assets	Ownership	Current Rating	Exam Date
AMERICAN COMMUNITY BANK OF INDIANA	SAINT JOHN, IN	FDIC	$377M	100.0%	Satisfactory	Apr 2025

CRA (Community Reinvestment Act) exams are conducted per charter, not per holding company. Asset figures are from the most recent FDIC call report.