ALLY FINANCIAL INC is the bank holding company. ALLY BANK is the primary bank charter regulated by the FDIC. CRA exams are conducted at the charter level, not the holding company level.

FHD

ALLY FINANCIAL INC

Legal name: ALLY FINANCIAL INC.

1 active bank · $185.7B combined assets

RSSD ID: 1562859 (FFIEC NIC)

Combined Assets

$185.7B

CRA Rating Summary

Satisfactory1charter

Across all 4 exams on record for this holding company's charters, 100% resulted in Outstanding or Satisfactory.

Primary bankALLY BANKSANDY, UTSatisfactory$185.7BView profile →

At a Glance

Dominant CRA Rating

Satisfactory

1 of 1 bank · Meets expectations for community lending

Combined Assets

$185.7B

1 active bank

Consumer Complaints (12 mo)

144

647 all time · filed with CFPB

Financial Summary

FDIC Call Reports

Aggregated from the most recent call report filings for all active charters.

Total Deposits

$156.2B

Net Income

$513M

ROA (avg)

1.11%

asset-weighted avg

Mortgage Lending (HMDA)

CFPB · 2024Lender rankings →

Aggregated HMDA data across all active charters for 2024.

Applications

5,729

Origination Rate

45.37%

Denial Rate

9.55%

Consumer Complaints

CFPB

Aggregated across all active bank charters in this group.

Last 12 Months

144

All Time

647

Top Category

Vehicle loan or lease

Active Bank Charters1

Each charter is examined independently for CRA compliance.

Charter	Location	Regulator	Assets	Current Rating	Exam Date
ALLY BANK	SANDY, UT	FDIC	$185.7B	Satisfactory	Sep 2014

CRA (Community Reinvestment Act) exams are conducted per charter, not per holding company. Asset figures are from the most recent FDIC call report.