Bank of America Corporation
9 active banks · 61 merged/absorbed · $2.69T combined assets
Combined Assets
$2.69T
CRA Rating Summary
Across all 176 exams on record for this holding company's charters, 98% resulted in Outstanding or Satisfactory.
At a Glance
Dominant CRA Rating
Outstanding
4 of 9 banks · Exceeds expectations for community lending
Combined Assets
$2.69T
9 active banks
Consumer Complaints (12 mo)
876
3,591 all time · filed with CFPB
Financial Summary
FDIC Call ReportsAggregated from the most recent call report filings for all active charters.
Total Deposits
$2.14T
Net Income
$7.5B
ROA (avg)
1.12%
asset-weighted avg
Mortgage Lending (HMDA)
Aggregated HMDA data across all active charters for 2024.
Applications
223,966
Origination Rate
38.77%
Denial Rate
36.47%
Aggregated across all active bank charters in this group.
Last 12 Months
876
All Time
3,591
Top Category
Checking or savings account
Active Bank Charters9
Each charter is examined independently for CRA compliance.
| Charter | Location | Regulator | Assets | Current Rating | Exam Date |
|---|---|---|---|---|---|
| BANK OF AMERICA, NATIONAL ASSOCIATION | CHARLOTTE, NC | OCC | $2.67T | Outstanding | Jan 2022 |
| BANK OF AMERICA COMMUNITY DEVELOPMENT BANK | SAN FRANCISCO, CA | FDIC | $15.1B | Outstanding | Dec 1999 |
| FIRST NATIONAL BANK OF AMERICA | EAST LANSING, MI | OCC | $6.8B | Satisfactory | Jun 2024 |
| BANK OF AMERICA CALIFORNIA, N.A. | SAN FRANCISCO, CA | OCC | — | Satisfactory | Dec 2015 |
| BANK OF AMERICA, N.A. (USA) | PHOENIX, AZ | OCC | — | Satisfactory | Dec 2001 |
| BANK OF AMERICA, RHODE ISLAND, N.A. | PROVIDENCE, RI | OCC | — | Satisfactory | Dec 2011 |
| FLEET BANK (RI), N.A. | PROVIDENCE, RI | OCC | — | Outstanding | Feb 2003 |
| LASALLE BANK MIDWEST, N.A. | TROY, MI | OCC | — | Satisfactory | Aug 2006 |
| LASALLE BANK, N.A. | CHICAGO, IL | OCC | — | Outstanding | Dec 2002 |
CRA (Community Reinvestment Act) exams are conducted per charter, not per holding company. Asset figures are from the most recent FDIC call report.