HOME BANCSHARES INC is the parent banking group. FIRST STATE BANK is the primary bank charter regulated by the FDIC. CRA exams are conducted at the charter level, not the group level.

Bank Holding Company

HOME BANCSHARES INC

Legal name: HOME BANCSHARES, INC.

1 active bank · 5 merged/absorbed · $23.0B combined assets

RSSD ID: 1491409 (FFIEC NIC)

Combined Assets

$23.0B

CRA Rating Summary

Satisfactory1charter

Across all 29 exams on record for this banking group's charters, 100% resulted in Outstanding or Satisfactory.

Primary bankFIRST STATE BANKCONWAY, ARSatisfactory$23.0BView profile →

At a Glance

Dominant CRA Rating

Satisfactory

1 of 1 bank · Meets expectations for community lending

Combined Assets

$23.0B

1 active bank

Financial Summary

FDIC Call Reports

Aggregated from the most recent call report filings for all active charters.

Total Deposits

$18.2B

Net Income

$125M

ROA (avg)

2.18%

asset-weighted avg

Mortgage Lending (HMDA)

CFPB · 2023Lender rankings →

Aggregated HMDA data across all active charters for 2023.

Applications

16,365

Origination Rate

70.94%

Denial Rate

8.75%

Active Bank Charters1

Each charter is examined independently for CRA compliance.

Charter	Location	Regulator	Assets	Ownership	Current Rating	Exam Date
FIRST STATE BANK	CONWAY, AR	FDIC	$23.0B	100.0%	Satisfactory	Jan 2005

CRA (Community Reinvestment Act) exams are conducted per charter, not per banking group. Asset figures are from the most recent FDIC call report.