IDA GROVE BANCSHARES INC is the parent banking group. UNITED BANK OF IOWA is the primary bank charter regulated by the FDIC. CRA exams are conducted at the charter level, not the group level.

Bank Holding Company

IDA GROVE BANCSHARES INC

Legal name: IDA GROVE BANCSHARES, INC.

1 active bank · 1 merged/absorbed · $2.5B combined assets

RSSD ID: 1205183 (FFIEC NIC)

Combined Assets

$2.5B

CRA Rating Summary

Satisfactory1charter

Across all 18 exams on record for this banking group's charters, 89% resulted in Outstanding or Satisfactory.

Primary bankUNITED BANK OF IOWAIDA GROVE, IASatisfactory$2.5BView profile →

At a Glance

Dominant CRA Rating

Satisfactory

1 of 1 bank · Meets expectations for community lending

Combined Assets

$2.5B

1 active bank

Financial Summary

FDIC Call Reports

Aggregated from the most recent call report filings for all active charters.

Total Deposits

$2.0B

Net Income

$8M

ROA (avg)

1.25%

asset-weighted avg

Mortgage Lending (HMDA)

CFPB · 2024Lender rankings →

Aggregated HMDA data across all active charters for 2024.

Applications

494

Origination Rate

61.94%

Denial Rate

17.41%

Active Bank Charters1

Each charter is examined independently for CRA compliance.

Charter	Location	Regulator	Assets	Ownership	Current Rating	Exam Date
UNITED BANK OF IOWA	IDA GROVE, IA	FDIC	$2.5B	100.0%	Satisfactory	Feb 2024

CRA (Community Reinvestment Act) exams are conducted per charter, not per banking group. Asset figures are from the most recent FDIC call report.