U.S. Bancorp
17 active banks · 88 merged/absorbed · $690.1B combined assets
Combined Assets
$690.1B
CRA Rating Summary
Across all 313 exams on record for this holding company's charters, 99% resulted in Outstanding or Satisfactory.
At a Glance
Dominant CRA Rating
Outstanding
3 of 17 banks · Exceeds expectations for community lending
Combined Assets
$690.1B
17 active banks
Consumer Complaints (12 mo)
240
1,221 all time · filed with CFPB
Financial Summary
FDIC Call ReportsAggregated from the most recent call report filings for all active charters.
Total Deposits
$545.6B
Net Income
$2.0B
ROA (avg)
1.17%
asset-weighted avg
Mortgage Lending (HMDA)
Aggregated HMDA data across all active charters for 2024.
Applications
155,276
Origination Rate
48.79%
Denial Rate
34.91%
Aggregated across all active bank charters in this group.
Last 12 Months
240
All Time
1,221
Top Category
Checking or savings account
Active Bank Charters17
Each charter is examined independently for CRA compliance.
| Charter | Location | Regulator | Assets | Current Rating | Exam Date |
|---|---|---|---|---|---|
| U.S. BANK NATIONAL ASSOCIATION | CINCINNATI, OH | OCC | $683.4B | Outstanding | Jan 2022 |
| PEGASUS BANK | DALLAS, TX | FDIC | $1.5B | Satisfactory | Feb 2021 |
| FIRSTAR BANK | SALLISAW, OK | FDIC | $1.3B | Satisfactory | Aug 2023 |
| FIRST US BANK | BIRMINGHAM, AL | FDIC | $1.2B | Satisfactory | Apr 2024 |
| FOCUS BANK | CHARLESTON, MO | FDIC | $886M | Satisfactory | Feb 2026 |
| C US BANK | CRESCO, IA | FDIC | $814M | Satisfactory | May 2012 |
| OPTUS BANK | COLUMBIA, SC | FDIC | $785M | Satisfactory | Oct 2025 |
| COLUMBUS BANK AND TRUST COMPANY | COLUMBUS, NE | FDIC | $276M | Satisfactory | Aug 2025 |
| AMERICAN PLUS BANK, NATIONAL ASSOCIATION | ARCADIA, CA | OCC | — | Satisfactory | Aug 2024 |
| CORUS BANK, N.A. | CHICAGO, IL | OCC | — | Outstanding | Jun 2007 |
| FIRSTAR BANK, NATIONAL ASSOCIATION | SALLISAW, OK | OCC | — | Satisfactory | Nov 2015 |
| FLAGSTAR BANK, NATIONAL ASSOCIATION | HICKSVILLE, NY | OCC | — | Satisfactory | Oct 2023 |
| FUTURUS BANK, N.A. | ALPHARETTA, GA | OCC | — | Satisfactory | Mar 2004 |
| INVESTAR BANK, NATIONAL ASSOCIATION | BATON ROUGE, LA | OCC | — | Outstanding | May 2025 |
| RADIUS BANK | BOSTON, MA | OCC | — | Satisfactory | Apr 2018 |
| U.S. BANK NA NORTH DAKOTA | FARGO, ND | OCC | — | Satisfactory | Dec 2008 |
| U.S. BANK NATIONAL ASSOCIATION MONTANA | BILLINGS, MT | OCC | — | Satisfactory | Mar 2000 |
CRA (Community Reinvestment Act) exams are conducted per charter, not per holding company. Asset figures are from the most recent FDIC call report.