LIBERTY BCORP is the parent banking group. LIBERTY TRUST & SAVINGS BANK is the primary bank charter regulated by the FDIC. CRA exams are conducted at the charter level, not the group level.

Bank Holding Company

LIBERTY BCORP

Legal name: LIBERTY BANCORPORATION

1 active bank · 1 merged/absorbed · $183M combined assets

RSSD ID: 1204784 (FFIEC NIC)

Combined Assets

$183M

CRA Rating Summary

Satisfactory1charter

Across all 13 exams on record for this banking group's charters, 100% resulted in Outstanding or Satisfactory.

Primary bankLIBERTY TRUST & SAVINGS BANKDURANT, IASatisfactory$183MView profile →

At a Glance

Dominant CRA Rating

Satisfactory

1 of 1 bank · Meets expectations for community lending

Combined Assets

$183M

1 active bank

Financial Summary

FDIC Call Reports

Aggregated from the most recent call report filings for all active charters.

Total Deposits

$148M

Net Income

$708K

ROA (avg)

1.56%

asset-weighted avg

Mortgage Lending (HMDA)

CFPB · 2024Lender rankings →

Aggregated HMDA data across all active charters for 2024.

Applications

Origination Rate

89.66%

Denial Rate

3.45%

Active Bank Charters1

Each charter is examined independently for CRA compliance.

Charter	Location	Regulator	Assets	Ownership	Current Rating	Exam Date
LIBERTY TRUST & SAVINGS BANK	DURANT, IA	FDIC	$183M	100.0%	Satisfactory	Nov 2025

CRA (Community Reinvestment Act) exams are conducted per charter, not per banking group. Asset figures are from the most recent FDIC call report.