Truist Financial Corporation operates 3 active bank charters, each examined independently for CRA compliance.

Banking Group

Truist Financial Corporation

3 active banks · 31 merged/absorbed · $541.2B combined assets

Combined Assets

$541.2B

CRA Rating Summary

Outstanding1charter

Satisfactory2charters

Across all 94 exams on record for this holding company's charters, 100% resulted in Outstanding or Satisfactory.

Primary bankTRUIST BANKCHARLOTTE, NCOutstanding$541.2BView profile →

At a Glance

Dominant CRA Rating

Outstanding

1 of 3 banks · Exceeds expectations for community lending

Combined Assets

$541.2B

3 active banks

Financial Summary

FDIC Call Reports

Aggregated from the most recent call report filings for all active charters.

Total Deposits

$413.6B

Net Income

$1.6B

ROA (avg)

1.16%

asset-weighted avg

Aggregated HMDA data across all active charters for 2024.

Applications

79,648

Origination Rate

45.03%

Denial Rate

40.77%

Each charter is examined independently for CRA compliance.

Charter	Location	Regulator	Assets	Current Rating	Exam Date
TRUIST BANK	CHARLOTTE, NC	FDIC	$541.2B	Outstanding	Jan 2025
SUNTRUST BANKCARD, N.A.	ORLANDO, FL	OCC	—	Satisfactory	Oct 2003
SUNTRUST BK	ATLANTA, GA	FRB	—	Satisfactory	Sep 2016

CRA (Community Reinvestment Act) exams are conducted per charter, not per holding company. Asset figures are from the most recent FDIC call report.