RIVER FINANCIAL CORP is the parent banking group. RIVER BANK & TRUST is the primary bank charter regulated by the FDIC. CRA exams are conducted at the charter level, not the group level.

Bank Holding Company

RIVER FINANCIAL CORP

Legal name: RIVER FINANCIAL CORPORATION

1 active bank · $3.9B combined assets

RSSD ID: 4422851 (FFIEC NIC)

Combined Assets

$3.9B

CRA Rating Summary

Satisfactory1charter

Across all 6 exams on record for this banking group's charters, 100% resulted in Outstanding or Satisfactory.

Primary bankRIVER BANK & TRUSTPRATTVILLE, ALSatisfactory$3.9BView profile →

At a Glance

Dominant CRA Rating

Satisfactory

1 of 1 bank · Meets expectations for community lending

Combined Assets

$3.9B

1 active bank

Financial Summary

FDIC Call Reports

Aggregated from the most recent call report filings for all active charters.

Total Deposits

$3.5B

Net Income

$15M

ROA (avg)

1.52%

asset-weighted avg

Mortgage Lending (HMDA)

CFPB · 2024Lender rankings →

Aggregated HMDA data across all active charters for 2024.

Applications

1,507

Origination Rate

82.88%

Denial Rate

5.31%

Active Bank Charters1

Each charter is examined independently for CRA compliance.

Charter	Location	Regulator	Assets	Ownership	Current Rating	Exam Date
RIVER BANK & TRUST	PRATTVILLE, AL	FDIC	$3.9B	100.0%	Satisfactory	Oct 2023

CRA (Community Reinvestment Act) exams are conducted per charter, not per banking group. Asset figures are from the most recent FDIC call report.