FIRST FINANCIAL BANCSHARES INC is the parent banking group. GREAT AMERICAN BANK is the primary bank charter regulated by the FDIC. CRA exams are conducted at the charter level, not the group level.

FHD

FIRST FINANCIAL BANCSHARES INC

Legal name: FIRST FINANCIAL BANCSHARES, INC.

1 active bank · 1 merged/absorbed · $504M combined assets

RSSD ID: 3385137 (FFIEC NIC)

Combined Assets

$504M

CRA Rating Summary

Satisfactory1charter

Across all 10 exams on record for this banking group's charters, 90% resulted in Outstanding or Satisfactory.

Primary bankGREAT AMERICAN BANKLAWRENCE, KSSatisfactory$504MView profile →

At a Glance

Dominant CRA Rating

Satisfactory

1 of 1 bank · Meets expectations for community lending

Combined Assets

$504M

1 active bank

Financial Summary

FDIC Call Reports

Aggregated from the most recent call report filings for all active charters.

Total Deposits

$417M

Net Income

$3M

ROA (avg)

2.66%

asset-weighted avg

Mortgage Lending (HMDA)

CFPB · 2023Lender rankings →

Aggregated HMDA data across all active charters for 2023.

Applications

168

Origination Rate

94.64%

Denial Rate

1.19%

Active Bank Charters1

Each charter is examined independently for CRA compliance.

Charter	Location	Regulator	Assets	Ownership	Current Rating	Exam Date
GREAT AMERICAN BANK	LAWRENCE, KS	FDIC	$504M	100.0%	Satisfactory	Jul 2024

CRA (Community Reinvestment Act) exams are conducted per charter, not per banking group. Asset figures are from the most recent FDIC call report.